• Power Checking!
• Savings
• IRAs
• CDs
• Savin' Sam Kids Club
• Smart Account
• Club Accounts
• Calculators

Power Checking!

• Earn CASH back with each signature-based debit card transaction!
  Click here to learn more or to view your points summary!


• Use ANY ATM for FREE!*
• Peace of mind with FREE Identity Theft protection!
• Convenient 24x7 access to your funds through our ATM network, Internet Banking or through our automated telephone teller, PAT!
• No monthly service charge or per-check fees.
• Courtesy Pay protection against returned check fees for qualified members.
• Make the switch today with our handy SwitchKit!

* Members meeting the following qualification will receive up to $10 in ATM fee refunds per month.  Refunds are processed at the end of each month:

• At least 10 signature-based debit card transactions per month
• Direct deposit into the checking account
• Enrollment in Internet Banking and E-Statements

Savings

• Only a $25.00 minimum deposit to keep your account open and eligible for all credit union services.
• Dividends paid at the beginning of each quarter, on a day-in / day-out basis
• Shares may be used as security on consumer loans
• All accounts federally insured up to $100,000.00.
• Funds may be withdrawn at any time in person, by mail, by phone, via PAT, or ATM.
• Accounts may be held individually or in joint ownership
• Payroll deduction or direct deposit is available.
• A statement of your account is sent to your home on a quarterly basis
• Life insurance based on the balance of your share accounts up to $2000.00 free of charge. Call the credit union for details.

CDs

• Minimum initial investment of $1,000.00
• Your funds are secured for the terms you choose
    6 Months       2 Years
    9 Months       2 ½ Years
    12 Months     3 Years
    18 Months     5 Years
  
  
• Penalty for early withdrawal of funds from certificate account
• Certificate Accounts may be used as collateral on consumer loans
• 9 or 18-Month Flexible CDs offers higher yields with a one or two-time rate increase with a minimum $20,000 balance.

Savin' Sam Kids Club

• This one's for the kids! Just open a new membership for your child and we'll add $5.00 to that account and give your child a piggy bank to help him or her save!
• Each time your child makes a deposit at the credit union, they'll get a prize!

Smart Account

• Earn higher interest rates
• Easy access to your funds by check
• Manage your Smart Account account via Home Banking or PAT
• Minimum balance of $2,500 required
• Six (6) free withdrawals per month

Club Accounts

• Set aside money all year to help pay for:
    * Christmas
    * Property Taxes
    * Income Taxes, or
    * Vacation!
• On the cycle date, all of the funds in your club account are transferred to your savings account.
• Christmas and Property Tax Club Accounts cycle on November 1st.
• Income Tax Club Accounts cycle on February 1st.
• Vacation Club Accounts cycle on May 1st.